Benefit from professional advice in order to help you manage actively your wealth;
Be accompanied by an external advisor to validate your investment decisions, (including your asset allocation) and to provide a dynamic monitoring of the positions in your portfolio;
Be advised proactively when changes are to be made on your investment strategy or when to buy or sell securities;
Receive independent advice from an external expert that has no conflicts of interest to help defend your interests versus the bank;
A third party opinion to determine whether you can renegotiate better fees with the bank.
The advisory mandate meets your objectives:
It enables to improve the performance of your portfolio :
By improving the quality of the monitoring of the positions within the portfolio;
By benefiting from active advice on the financial markets;
By seeking to reduce the bank costs, including the hidden costs, which are often a significant component of the underperformance of portfolios.
In a first step, LGH FS will analyze your risk profile, your investment objectives and your financial situation in order to understand your needs and objectives, as well as to validate your risk profile.
In a second step, LGH FS will analyze your current banking configuration, including :
The bank(s) used;
The person(s) involved in managing the portfolio (relationship manager, assistant, advisor, etc.);
The chosen strategy (risk profile, expected volatility of the investment portfolio and the securities contained within);
The total banking costs that you incur (management fees, transactional fees, custody fees, account maintenance fees, forex costs, etc) as well as the hidden fees;
Past performances (adequacy with the risk profile, adequacy with the benchmarks);
The tax efficiency (or lack thereof) of the portfolio management (tax considerations must be taken into account when managing assets).
In a third step, LGH FS, will propose corrective measures if the current situation is not in line with your goals, especially in terms of risk profile, investment strategy, asset allocation or tax efficiency in the way assets are managed.
Subsequently, LGH FS will regularly monitor your portfolio(s) to ensure they evolve in line with the goals you have set. Any deviation will be communicated to discuss remedial actions. In parallel, LGH FS will advise you regularly and actively on market opportunities, in terms of securities, currencies and all aspects of day-to-day management of your portfolio.
A self-paid service:
With a goal to reduce your bank expenses, LGH FS will help you renegotiate your banking fees.
No need to change anything:
The advisory mandate requires no changes in your banking configuration or your usual contacts. No additional documents need to be signed with the bank. The advisory mandate is a simple consultancy agreement between you and LGH FS.
Documents required for the preliminary analysis:
Portfolio statements with historical performances
Bank advices with management fees, transaction costs, banking fees, custody and administration fees
Client objectives and expectations.
Costs for the advisory mandate in percentage of assets per year :
0.80% in between CHF 0 to CHF 5 million, 0.60% in between CHF 5 million to CHF 10 million, 0.35% over CHF 10 million
A performance fee of 15% will be charged for all performance above 3.00%
"High water mark":
The performance fee is only charged when the value of the portfolio reaches a new high